11/3/2017 I ACOM, AIFUL and promise from every angle comparison and analysis to have tried.
Mobit co., and branches are also famous in consumer finance and Shinsei Bank these are often compared, but seen from the actual number of visitors and the number of applicants, three companies ACOM, AIFUL, promise nothing.
Proud overwhelming notability and popularity as a leading consumer finance companies ACOM, AIFUL and promise 20-somethings-are used in people of all ages, including adults in their 60s.
ACOM, AIFUL, promise loans, screening and loan quickly contained.
“In a sudden cash need now” who “at the end of the day money you want to borrow” has been named.
Is also conducting the ACOM, AIFUL and promise, which deals in interest over a period of loan services.
I can lighten the substantial, rather than low-interest bank loans interest payment burden by taking advantage of interest-free service.
Compare I ACOM, AIFUL and promise, and the characteristics of each and the advantages and disadvantages digging deep would want to.
With ACOM, AIFUL and promise re-install top which is recommended?.
ACOM, AIFUL and promise to compare!
How to review and rate differences and AIFUL and promise a high exposure in the city billboards and COMMERCIALS, so that image when trying to sign up credit-card loans first and foremost wants to borrow money.
First of all, the three companies actually used much of what popularity …
Data on the number of ACOM, AIFUL, promise, such as can be viewed from the official site of the company “IR information” in General. ♦ new ACOM, AIFUL, promise popular consumer financial users number of new subscribers customer close rates (loan rate) (* 1) ACOM 1448, 91638, 53318, 36247.6% is 719, 93642.9% promise (* 3) 00032, 44813 AIFUL (* 2)
1309, 00036 90216, 19843.9% (* 1) 7/2017 at the end of time (* 2) 6/2017 at the end of time (* 3) 7/2017 end users at ACOM AIFUL compared to more than twice that.
I from promise of the second contract (loan rate) even ahead is ACOM said both consumer finance industry’s no. 1 popularity, reputation and results.ACOM consumer finance of banks belonging to the Sumitomo Mitsui Bank Group are Mitsui Financial Group, promise, AIFUL consumer finance its own management in the three companies only didn’t umbrella banking group is.
Your own business does not belong to the Mitsubishi Tokyo financial group (Mitsubishi Tokyo UFJ Bank)-Bank AIFUL ACOM = 3 but many people choose bank loans because peace of mind promise = 3 Mitsui Sumitomo financial group (Sumitomo Mitsui Banking Corporation) interest rates as.
But consumers ‘ financial soundness regulation of severe full enforcement since the 6/2010 revised money lending business law, taxation and borrowing are afforded, can borrow money with confidence in the first image of the past has now been redesigned.
I would then want to spec comparison of ACOM, AIFUL, promise loans.
Choose a card, rather than popularity or recognition, features, service and ease of use is important.
Interest rate and the maximum amount is a comparison of interest rates comparison ACOM, AIFUL and promise and limits. ♦ interest rates and limit comparison consumers ‘ financial interest (real annual rate) debt limit amount of ACOM 3.0%~18.0%1 million yen ~ 8 million yen AIFUL 4.5%~18.0%1 million yen-5 million yen within a promise 4.5%~17.8%1 million yen-5 million yen (9/2017 present) include low interest rates (
Right part of the interest rate table) is 3.0% per year.
Compared AIFUL and promise and ACOM minimum interest rate that is the lowest number of applied interest rate of 3.0% limit is 8 million yen set only.
When using for the first time as a good income and credit information and attributes usually are also often limit less than 1 million yen.
And in consumer finance and maximum interest rate prescribed by the interest rate restriction Act, less than 1 million yen loans, interest rates, 18.0% will apply to. ♦ restricted borrowing maximum amount maximum rate (real annual rate) less than 100000 Yen 20.0 %10~100 million yen less than 18.0% 100 million yen or more 15.0% interest % ○ ○ % and it is often compared to the in width, so I couldn’t help lower interest rates, essentially for the first time for’s best interest (left part of the interest rate table)
In the will be borrowing.
Comparing the interest rates of the three companies promise and set up in the interest rate of 17.8%, AIFUL and ACOM the comparison deals only 0.2 percent promise. ♦ interest comparison consumer financial best interest (real annual rate) debt amount one year interest on ACOM 18.0% 10 million 10011 Yen 30万 円 30,044 円 50万 円 50,074 Yen AIFUL 18.0% 10 million ¥ 10,011 円 30万 円 30,044 円 50万 円 50,074 ¥ promise 17.8%
It say 10万 円 9,894 円 30万 円 29,701 円 50万 円 49,503 Yen only not insignificant difference.Screening test and that is so far different from bank loans, same day loans comparison consumer finance has excellent review and lending speed.
Bank loans of some early screening is “minimum same day loans” and tend to be actual borrowing next business day after they are written.
ACOM, AIFUL and promise is known in the examination answer early is good loans for people in a hurry.
Screening and loan speed boasts the industry’s fastest. ♦ screening and loan speed comparison between consumers ‘ financial review loans include minimum 30 minutes minimum 1 AIFUL minimum 30 minutes minimum 1 hour promise minimum 30 minutes minimum per hour * application depending on time zones and approval examination answers,
ACOM, AIFUL promise may be next business day after the loan review answers the shortest 30 minutes, minimum 1 hour loan is available.
New subscribers each month has more than 30000 people, so one day this will be calculated per the review of more than 1000 people, but computer scoring system approaches aiming at the efficiency of screening, so review whether or not the right is shown is.
In the crowded periods of application and examination in some cases may be slow in responding for examination by the reverse result come.
It is favour early sign up anyway because the judging is done served.
It is only to respond to assessment and financing for almost three of the same speed, but I’m rushing borrowing AIFUL consumer finance.
AIFUL Corporation official site, “reduce your review time in after a request from the Internet, toll-free telephone number and” especially you choose AIFUL, the phrase might be nice.
Compares the hours of examination of the comparative ACOM, AIFUL, promise hours of examination (may be next business day after examination answers, loan * registration times and examination conditions).
Screening early, but hours on weekdays until 6 pm or were is general office workers and demanding time.
♦ hours of examination to compare consumer finance Sunday hours include weekdays and Saturday Sundays and public holidays, 9:00-21:00 AIFUL weekdays & Saturday Sundays and public holidays, 9:00-21:00 promise on weekdays and Saturday Sundays and public holidays, 9:00-review 22:00 reception hours is the longest promise.
Therefore, how to apply at work the end I promise.
However, ACOM and promise including Saturdays, Sundays and public holidays p.m. contact the examination results, so application time is slow if you promise, in otherwise if especially there is no difference or it seems.Affordable services, interest within a certain period of time becomes ¥ 0 first utilize caching loans and loan services, as long as it is.
In repayment amount borrowed you, pay off the interest-free period in interest free and so real that it is ALRIGHT. ♦ bearing service comparison product name interest rate (per annum) period start date available conditions ACOM 3.0~18.0%30 days contract, loans, and how to use it for the first time in ’35 days’ maturity AIFUL 4.5~18.0%30 day contract, contract loans and guests for the first time promise 4.5-
17.8% 30 days initial withdrawal day and, for the first time please email and Web items using three interest-free period is 30 days.
It requires that the terms are “beginners”.
Look out for in a comparison of the interest-free service is the loan period start date.
AIFUL and ACOM has been since [date of agreement] and to withdraw, not despite the interest-free period is started automatically from [date of agreement].
And not borrowing quickly made the first withdrawal after 10 days from the day after the agreement, the interest-free period in 20 days, because special interest-free period will be digested to no avail.
Fully leverage interest-free 30-day promise, on the other hand applies interest-free “after the first withdrawal date” because it is.
Promise and ACOM, AIFUL, promise no difference if you do borrow now, but want to finish agreement only if it is better.
The interest burden will be lighter than the Bank loans to take advantage of interest-free service.
Compare Mitsubishi Tokyo UFJ Bank loans. ♦ borrowing conditions: 300000 Yen interest rate: the maximum interest rate on loans ♦ interest comparison product name interest interest total 1 month 6 months 12 months 24 months Mitsubishi Tokyo UFJ Bank cardrombang quick 14.6% 3, 15467 Yen promise 17.8% 0 Yen 10001, 2751 Yen ACOM 17039 18.0 0 Yen AIFUL 17039 18.0 0 Yen *
Simulation results and actual interest amount is interest-free services may differ is effective in lowering the interest rate, but the amount of substantial interest for one year proved lower than bank loans.”” As for ACOM, AIFUL promise, if interest rates are higher than choosing low-interest bank loans are interest-free services are available to reverse wallet-friendly it is.
Interest-free service of card company limited. ♦ After the interest-free loans list item name interest rate (per annum) period start date available condition branches 4.9~18.0%7 days initial borrowing, especially without (paid off next month after also apply) Shinsei Bank these 4.5~18.0% 30, from the day following the day initial contracts and available for the first time contract amount 1-5 million yen 180 days until the (debt reduction amount of 50000 yen), and for the first time please contract amount 1-2 million yen from Japan NET Bank cardronenetcassing 2.5~18.0% 30 days initial borrower, and guests for the first time from Shizuoka Bank cardronsereca 4.0~14.5%45 days and received contracts for the first time only * Shizuoka Bank cardronsereca up 45 percent interest ”
Cash back “is monthly payment is a comparison of monthly comparison ACOM, AIFUL and promise. ♦ monthly payment comparison consumer finance loan balance repayment amount ACOM 5万 円 3,000 円 10万 円 5,000 円 30万 円 13,000 yen (4 *) 50万 円 15,000 (* 5) AIFUL (* 6) 5万 円 4,000 円 10万 円 4,000 円 30万 円 11,000 円 50万 ¥ 13, 300000 Yen 1 million yen below 300000 Yen 000 yen promise 5万 円 2,000 円 10万 円 4,000 円 30万 円 11,000 円 50万 円 13,000 yen (* 4) contract amount if (* 5) contract amount if (* 6)
Pay day-day contract for ACOM is multiplied by the percentage according to the contract amount and amount of debt and repayment amount is calculated.
AIFUL, repayment cycle differ in the “cycle system (35 days) or contracted, System.
Promise is multiplied by the percentage corresponding to the outstanding balance of debt after the final, the calculated payment amount.
I don’t mean that low monthly payments that may be prolonged repayment period, repayment amount is less good.
I think, however, until you can afford to finance as much as possible the repayment burden light is better than some.
Even if loans the minimum repayment amount of how much in all lump sum repayment at any time and additional payments, and you can pay (full repayment) also is possible.
It is important to ensure effortless repayment plan can be paid off early.Cash borrowing as well at an ATM with a private loan, Bank loan is available to the designated bank account. ♦ same-day transfer loan comparison consumer financial review response time financial institutions transfer execution time ACOM 9:00-Rakuten Bank 21:00 (including weekends and holidays) 10-23: 50, Mitsubishi Tokyo UFJ Bank, Japan Post Bank, Mitsui Sumitomo Bank on weekdays till 18: 00 (first time only) other financial institutions on weekdays until 14: 00 AIFUL 9. : 00-other financial institutions spur 21:00 (including weekends and holidays) until the day 14:00 promise 9:00-22:00 (including weekends and holidays), Sumitomo Mitsui Banking Corporation, Japan NET Bank, 24 hours a day, 365 days a year other financial institutions on weekdays until 14: 00 *. If not same day transfer depending on examining situations and time of application even if that bank lending have principles weekdays and open until 2 pm, in ACOM Rakuten Bank, promise is Sumitomo Mitsui Banking Corporation
Japan NET bank account you have with you 24 hours a day, 365 days a year at any time transfer caching is possible.
ACOM in addition, Mitsubishi Tokyo UFJ Bank, Japan Post Bank, Mitsui Sumitomo Bank account holders, first-time, weekdays until 6 pm us lending bank.
AIFUL Corporation successively raised in this comparison ACOM and promise to stand out.
Shared ATMs to compare ACOM, AIFUL and promise that if in-store ATMs, each own ATMs and borrowing and repayment is Commission-free.
The time would, however, not easy to consumer finance stores in it.
Partners ATM’s extensive borrowing and repayment is useful. ♦ compare the richness in the affiliated ATM consumer finance shared ATM ACOM financial institution ATMs, Bank of Tokyo-Mitsubishi UFJ, Hokkaido Bank and Hokuriku Bank and Tokyo Star Bank, 88 Bank, daisan Bank, Hiroshima Bank and West Japan City Bank and Fukuoka Bank, affinity Bank and Kumamoto Bank and (other) Credecezoncombini ATM / seven Bank ATM XeroBank E-net (* 7), Lawson (* 8) AIFUL Corporation Bank ATM, Bank of Tokyo-Mitsubishi UFJ, West Japan City Bank, affinity Bank, Fukuoka Bank (financing only), Kumamoto (financing only) convenience store ATM and Aeon banks (* 9) • Seven Bank, Lawson ATM, E-net (* 7), FamilyMart famiport (repayment on your media device) and Lawson Loppi (repayment on your media device) Promise financial institutions Mitsui Sumitomo Bank, ATM, Japan Post Bank, Bank of Tokyo-Mitsubishi UFJ, West Japan City Bank, Bank of Yokohama and Tokyo Star Bank, daisan Bank, Bank of Fukuoka and Kumamoto Bank, affinity Bank (financing only), only Hiroshima Bank (financing only), 82 (borrowing) Convenience store ATM, seven banks, Bank, ion (* 9), E-net and Lawson ATM, FamilyMart famiport (repayment on your media device) and Lawson Loppi (repayment on your media device) and mini Lyppi (repayment on your media device) (* 7) family Mart, Daily Yamazaki, poplar, Circle K Sunkus, ministop, etc., etc. (* 8), Aichi Prefecture, Gifu Prefecture, Circle K Sunkus / Sunkus ion (including FamilyMart part) (* 9), Aeon, Jonestown, the
The fee occurs when shared ATMs and mini by borrowing and repayment.Yu, Japan Post Bank ATM is available (take ATM fees) is only a promise.
Further payment from the media device of the Fami port and Loppi, AIFUL said fees will occur, that promise is repayment fee: ¥ 0.
Automated contract machines (unmanned contract) compares the comparison ACOM, AIFUL and promise of store opening hours.
Even if the request from the Internet can contract with automated contract machines (unmanned contract) after passing through the examination of loan issuance and receipt is possible.
Many people who currently do not have PC or smartphone from feel free to application is easier now that automated contract machines (unmanned agreement) be used as a means of income for loan.
Incidentally, AIFUL unattended deal room “unattended contract phone BOX (our keeps)”, type touch like ACOM and promise contract machine, not to fill in the application form, so from the Smartphone application is recommended. ♦ automated contract machines (unmanned contract) to compare card review answer time unattended contract machine operating time ACOM 9:00-ichimujin Kun 21:00 (including weekends and holidays) 8:00-card corner (in the Mitsubishi Tokyo UFJ Bank), 22:00 (including weekends and holidays) 8:00 ~ 22:00 (including weekends and holidays) AIFUL Corporation 9:00-unattended contract room 21:00 (including weekends and holidays) “unattended contract phone BOX (our keeps)” 8:00-promise 22:00 (including weekends and holidays) 9:00-promise automated contract machines 22:00 (including weekends and holidays) 9:00 ~ 22:00 (including weekends and holidays)
Mitsui Sumitomo Bank loan contract machines (ACM) 9:00 ~ 21:00 (including weekends and holidays) * hours may vary depending on the store hours automated contract machines (unmanned contract) is similar to it.
ACOM is not only ichimujin-Kun (drones contract), Mitsubishi Tokyo UFJ Bank in in ACOM-only card corner of card issuance and receipt is available.
In addition, Mitsui Sumitomo Bank loan contract machines (ACM) can promise.
ACOM’s card corner nationwide 20 promise Mitsui Sumitomo Bank loan contract machines used in conjunction with Mitsui Sumitomo Bank loans, so comparing the number of promise is predominant.
Compares the comparison ACOM, AIFUL and promise the card face the card face.
I think that compared to say the likes and dislikes of the design to the reference level.
Card cards, unlike credit card and show them to others so if you can’t feel the difference on specs such as interest rates, loan is not after brand image and card design decision will be.Which is better?
It is a spec comparison of loans of ACOM, AIFUL and promise.
Also three examination and application of flow will be described in detail.
ACOMA com caching card review completed in a minimum of 30 minutes.
Minimum 1 hour same day loans are available.
ACOM, AIFUL and promise to keep the No.1 in all of the number of users, number of new applicants and approval rate!
Who’s concern is to borrow money from the first use of loans by ACOM is recommended.
But great feature in the service is active in the new loans, loans to first-time is good. Who meets the criteria of the ACOM Ascom Card loan SPECA com card funds use principles free age over 20 years of application conditions stable income and ability to repay with interest 3.0~18.0%(real per annum) Borrowing limit the amount one-8 million yen examination time minimum 30 day loan minimum 1 hour delay for 30 days interest-free service contract from an annualized interest rate 20.0% contract periods one year each automatic update payment method fixed-rate revolving method each payment 5000 yen (if the loan amount 100000 yen) Per each repayment date one time payment 35 days pay per month or within (only debit monthly 6) final repayment period and number of payments (1) repayment amount 4.2% more than from borrowing, maximum 3 years 0 months, 1-31 times (2) repayment amount more than 3.0 percent if last debt, maximum 4 years and 11 months, 1-51 times (3) Amount more than 2.5 percent if last debt, maximum 5 years and 9 months, 1-60 times (4) repayment amount more than 2.0 percent if last debt, maximum 8 years 7 months and 1-89 times (5) amount more than 1.5 percent for last debt, maximum 9 years 7 months and 1-100 collection on certificates (1) If the loan amount exceeds 1 million yen, including ACOM over 500000 Yen contract for (2) third-party not required collateral or guarantor needed assurance company ACOM joining fees, annual fees (last updated: 10/2017 current) * new stamp fee 200 yen is required from the Internet application
ACOM automated contract machine “ichimujin-Kun” in card issuing and receiving introduces a flow.
ACOM examination and application flow is as follows. Official website access registration information select automated contract machines “ichimujin-Kun” in how to contact the examination examination results of input documents (contract request will receive an email) card receive automated contract machines ” Ichimujin-Kun “in contract procedures in issuing ATM cards may borrow ♦ ACOM review response time Tom jinnkunn’s examination answers time automated contract machine hours 9:00-21:00 (including weekends and holidays) include automatic contract machines ichimujin-Kun 8:00-card corner 22:00 (including weekends and holidays) (
Mitsubishi Tokyo UFJ Bank in) 8:00-may 22:00 (including weekends and holidays) * review status and time of application will get same-day loan details here [official site] ⇒ ACOM review refer to include screening with advantages and disadvantages.Cards issued in the deal room unattended and income find it difficult even by “delivery time Gill jingle” peace of mind!
See delivery time Gill jingle”is the AIFUL card by mail, not a time restricted delivery mail delivery service.
Compared to normal mail delivery because early card arriving, depending on region of times application, approval, contract date, your shortest day arrival.
By the way, if the mail delivered to the shortest in 2 ~ takes three business days.
Only is AIFUL’s courier services.
Unbeknownst to anyone, want to accept card and AIFUL is recommended. ♦ specifing AIFUL cashing loans card loan funds use principle free for age 20-year-old-up to 69 years of age (* 10) people who have regular income and ability to repay eligible (1) (2) meets the criteria of AIFUL Corporation interest rate 4.5~18.0%(real annual rate) loan amount 1- 5 million yen examination time minimum 30 day loan minimum 1 hour delay for 30 days interest-free service contract from 20.0% (real per annum) duration 1 year each automatic update repayment scheme borrowing after balance slide principal fixed revolving payment method monthly repayment amount lowest amount 4000 yen ( When contract valued at 100000 Yen amount of the loan repayment date) payment date payment once per 35 days per month or within contracted daily installments of the loan and repayment times debt shortly after maximum 14 years 6 months (1-151 times) income certificate rule unwanted (when contracts are available in more than 500000 Yen Or require more than 1 million yen including third-party loan totaling) not required collateral or guarantor needed assurance company AIFUL joining fees, annual fees (last update date: 10/2017 current) (* 10) from the Internet application will stop new loans at 70 years of age during the trading period
AIFUL unattended contract phone BOX “our free” in card issuing and receiving introduces a flow.
AIFUL’s examination and application flow is as follows. Examination examination answers official home page (telling you to hurry) call to order toll free access Internet (phone or email) loan otherwise unattended option card payment card issuing contract phone BOX “have no” to designated ”
Our free “, will reduce the time to process ATM card issuance and contract customer AIFUL, Internet application after the AIFUL card registration and confirmation mail arrives soon toll free number by.Promise promise caching card boasts a popular in the consumer finance industry is second only to the ACOM.
Perhaps review minimum of 30 minutes, minimum 1 hour same day loan dispute, in the service of AIFUL and ACOM said.
Covers a wide range services at borrowing want promise is preferable. Web complete shipment of frilly cadres casing that allows instantaneous (transfer caching) service 24 hours a day, 365 days a year minimum 10 seconds, Bank 1, Mitsui Sumitomo Bank ATM 000 yen charge of Mitsui Sumitomo VISA prepaid will get free service charge free Yu post Bank ATM also available in promise points available (fee charged) affiliated ATM fees and interest-free period period (* Each service see official site of promise) ♦ use living expenses of promise free casing spec promise loans funds limited (sole proprietorship business costs and living expenses only) Those aged from 20-69 years age for stable conditions personal income (available if you have steady income from art work even housewives and students) interest rate 4.5~17.8%(real per annum) borrowing limits amount of one- 5 million yen examination time minimum 30 day loan minimum 1 hour delay for 30 days from the day interest-free period first withdrawal rate of 20.0% (real per annum) duration 1 year each automatic update repayment method balance slide principal fixed repayment scheme monthly repayment amount monthly 2000 yen (50000 yen for debt financing) from repayment, 5, 15, 25, selection-friendly repayment from the end period and repayment times final borrowing after the maximum six years nine months and once-80 recovery enter certificate amount 500000 Yen less than the required collateral, guarantor needed assurance company SMBC consumer finance annual fee and membership fee required (last updated: 10/2017 current) * cost of living and the cost of living,
Internet applications range from leisure Fund, ceremonial occasions expense, education funding promise automated contract machines in card issuing and receiving introduces a flow.
Promise review and application flow is as follows. Official website access request (easy input and full input either) examination results (phone or email) contract by select online agreement (promise automatic contract machines or Mitsui Sumitomo Bank loan contract machines or branch counter)
Stores promise to have the required documents and contracts created in card issuance agreement complete ATM borrowing promise Internet application is easy input and can choose either fully input.